Why not insure your engine against breakage or mechanical failure? And why not take advantage of it if this coverage is automatically included in your insurance contract?
With its Engine Damage coverage, the April Marine broker covers all engines on all boats (or almost!). Whether you buy your new or used boat, you can take out Horizon insurance with this insurer. This insurance includes the engine warranty. It covers parts and labour in the event of mechanical problems.
Not only in the event of a claim
Whether it is a claim or even a simple mechanical breakdown, the guarantee applies as soon as the engine is monitored by a professional who ensures its regular maintenance (follow-up logbook). In case of a problem, contact the broker who will then take care of the repair with your usual professional.
For all engines
This warranty applies to all engines that have between 1 and 20 years and less than 1000 hours of operation (in the first year, the engine is guaranteed by the manufacturer). That's practically the entire pleasure boat park! It is valid for motor boats (single or twin-engine) as well as sailboats. It covers engines with power from 0 to 460 horsepower. At the time of contract signing, April Marine will inform you whether or not your engine is eligible for this warranty.
A lever for reselling your boat
At the time of resale of the boat, this guarantee is transferable free of charge and covers the new owner for an additional 3 months. It is both a security for the buyer that is reassured at the time of purchase and a selling point for the seller that "ensures" the problems that can arise after the sale.
All the mechanics covered
Are covered in the engine: cylinders or liners, distribution and oil pump, casings, cylinder head or its seal. In the electrical circuit: alternator, starter. In the engine cooling system: water pump, radiators, fans, calorstat and on the injection system: injectors and injection pumps.
April Marine: insurance broker, but also credit broker
As we had already presented it to you, April Marine also issues bank loans . This broker, who works with several banking partners, is able to offer the best financing adapted to the project. This financing, the Crédit Plaisance, can be requested in the case of a reengining. A sometimes a little difficult step in the life of a yachtsman, a help for financing being then welcome.
Example 1 :
- ENGINE purchased from a professional
- AMOUNT Borrowed including tax: 5 000 €
- DURATION: 36 months
- Mesuality excluding insurance: 151,40 €
- Total cost of the loan excluding insurance: 450,40 €
Example 2 :
- ENGINE purchased from a professional
- AMOUNT Borrowed including tax: 11 000 €
- DURATION: 72 months
- Mesuality excluding insurance: 173,66 €
- Total cost of the loan excluding insurance: ?1,503.17
